Weixin Pay (also known as WeChat Pay) now supports international bank cards, making it easier for overseas users to pay like locals in China. This step-by-step guide will show you how to add your card and introduce Pyvio’s Virtual Credit Card solution for seamless payments in China.
Step 1: Download or Update WeChat
On your mobile phone, download or update the WeChat app to the latest version. Register with your phone number or log in to your account.
Step 2: Locate Weixin Pay
Open the app and go to Me → Pay and Services → Wallet.
Step 3: Add a Bank Card
In Wallet, tap Bank Cards → Add a Bank Card. Review the Weixin Pay User Service Agreement and Privacy Policy, then tap Agree. Follow the on-screen instructions to enter your identity information and card details. If using a passport for verification, you may be asked to upload a copy.
Weixin Pay now fully supports: Visa, Mastercard, American Express, JCB, Diners Club, Discover.
For foreign users in China, Pyvio provides Visa and Mastercard Virtual Credit Cards that can be quickly linked to WeChat Pay and Alipay, enabling fast, secure, and local-like payments.
Instant Issuance 100% online application. Generate Visa or Mastercard virtual cards instantly, including bulk issuance for various consumption scenarios.
Wide Coverage of Payment Scenarios Support binding with WeChat Pay, Alipay, Apple Pay, Google Pay, Google Play, Apple App Store, etc., and subscriptions like ChatGPT Plus, MidJourney, Netflix, plus any online shopping that accepts Visa/Mastercard payment.
Fraud Protection Your primary bank account is never exposed. Payments are made securely with reduced fraud risks.
Lower Cost, Better Exchange Rates No card issuance or maintenance fees. Avoid high surcharges from third-party top-up services and benefit from favorable FX rates.
Customizable Limits, Enhanced Security Support flexible control of spending limits and card validity periods for better budget and security management.
Q: What documents can I use to set up Weixin Pay?
Passport
PRC Foreign Permanent Resident ID
Mainland Travel Permit or Residence Permit for Hong Kong SAR, Macau SAR, Taiwan Residents
Q: Do I need a Chinese (+86) phone number?
No. International numbers are supported if they can receive SMS codes.
Q: What transactions are supported with international cards?
Everyday purchases in Mainland China. Some features like red packets and peer-to-peer transfers are not supported.
Q: What are the transaction limits and FX rules?
Single transaction: up to 6,500 RMB
Monthly total: up to 50,000 RMB
Yearly total: up to 65,000 RMB Exchange rates are based on your card network and issuing bank.
Q: Are there fees in WeChat Pay?
No fee for transactions below 200 RMB
3% fee for transactions above 200 RMB
Refunds include proportional reimbursement of transaction fees
Q: How do I apply for a Pyvio Virtual Credit Card?
Visit pyvio.com, register your account, and apply for a Visa or Mastercard virtual credit card with one click.
Q: How many Pyvio Virtual Credit Card can I have?
100 in maximum.
Q: Is there annual fee and rewards from the credit card?
Enjoy no annual fee and earn unlimited up to 1.3% cash back on every dollar you spend in the U.S.!